1 Green StGILBERTSVILLENY13776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1 Green St, GILBERTSVILLE, NY, 13776 in GILBERTSVILLE deserves attention. This $115,909 property earns $2,744/mo in rent, a 28.41% gross yield, and nets $1,970/mo after the $521/mo payment. DSCR 5.27 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $32,024 compounds alongside $1,068/yr in yearly equity build, for a total cumulative return of $171,009.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 28.4% | 6.2% |
| Monthly Cash Flow | $1,970 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,744 |
| Total Monthly Debt Service | $728 |
| DSCR Ratio | 3.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13776, Gilbertsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 250 (100%) |
| Owner Occupied HU | 169 (67.6%) |
| Renter Occupied HU | 24 ( 9.6%) |
| Vacant Housing Units | 57 (22.8%) |
| Median Home Value | $200,833 |
| Average Home Value | $208,373 |
Housing Distribution
Address Breakdown
Residential
75
Single Family
75
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13776, Gilbertsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 250 (100%) |
| Owner Occupied HU | 169 (67.6%) |
| Renter Occupied HU | 24 ( 9.6%) |
| Vacant Housing Units | 57 (22.8%) |
| Median Home Value | $200,833 |
| Average Home Value | $208,373 |
Housing Distribution
Address Breakdown
Residential
75
Single Family
75
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A