1 Flagg Hill RdHeathMA01346
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 1 Flagg Hill Rd, Heath, MA, 01346 in Heath is listed at $249,900 and delivers $2,138/mo in rent and $497/mo in net monthly cash flow. The 10.27% yield and 1.90 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $69,043 over five years, and $2,302/yr in principal reduction supplements cash return. Total projected cumulative return: $127,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.3% |
| Monthly Cash Flow | $497 | $800 |
City averages based on Heath market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,138 |
| Total Monthly Debt Service | $1,542 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.54 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01346, Heath, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 95 (100%) |
| Owner Occupied HU | 58 (61.1%) |
| Renter Occupied HU | 10 (10.5%) |
| Vacant Housing Units | 27 (28.4%) |
| Median Home Value | $368,421 |
| Average Home Value | $452,112 |
Housing Distribution
Address Breakdown
Residential
46
Single Family
46
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.54 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01346, Heath, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 95 (100%) |
| Owner Occupied HU | 58 (61.1%) |
| Renter Occupied HU | 10 (10.5%) |
| Vacant Housing Units | 27 (28.4%) |
| Median Home Value | $368,421 |
| Average Home Value | $452,112 |
Housing Distribution
Address Breakdown
Residential
46
Single Family
46
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices