1 Co RdGarfieldKS67529
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.53% gross rental yield, 1 Co Rd, Garfield, KS, 67529 in Garfield is priced for capital growth, not immediate cash flow. The $998,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $275,978 by year five, with $9,200/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.28) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $35,309.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 6.0% |
| Monthly Cash Flow | $(5,369) | $450 |
City averages based on Garfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,277 |
| Total Monthly Debt Service | $6,248 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
623.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67529, Garfield, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 142 (100%) |
| Owner Occupied HU | 85 (59.9%) |
| Renter Occupied HU | 20 (14.1%) |
| Vacant Housing Units | 37 (26.1%) |
| Median Home Value | $74,375 |
| Average Home Value | $125,353 |
Housing Distribution
Address Breakdown
Residential
100
Single Family
100
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
623.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67529, Garfield, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 142 (100%) |
| Owner Occupied HU | 85 (59.9%) |
| Renter Occupied HU | 20 (14.1%) |
| Vacant Housing Units | 37 (26.1%) |
| Median Home Value | $74,375 |
| Average Home Value | $125,353 |
Housing Distribution
Address Breakdown
Residential
100
Single Family
100
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.