1 Circle DriveWynantskillNY12198
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1 Circle Drive, Wynantskill, NY, 12198 in Wynantskill earns its strong cash-flow label: 10.75% yield, $3,044/mo rent, $775/mo net income, DSCR 1.99. The $339,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $93,908 by year five. Combined with $3,131/yr in principal paydown, total projected return reaches $179,462.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $775 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,044 |
| Total Monthly Debt Service | $2,135 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12198, Wynantskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,252 (100%) |
| Owner Occupied HU | 2,613 (80.4%) |
| Renter Occupied HU | 496 (15.3%) |
| Vacant Housing Units | 143 ( 4.4%) |
| Median Home Value | $350,737 |
| Average Home Value | $394,192 |
Housing Distribution
Address Breakdown
Residential
3,192
Single Family
3,081
Multi-Family
111
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12198, Wynantskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,252 (100%) |
| Owner Occupied HU | 2,613 (80.4%) |
| Renter Occupied HU | 496 (15.3%) |
| Vacant Housing Units | 143 ( 4.4%) |
| Median Home Value | $350,737 |
| Average Home Value | $394,192 |
Housing Distribution
Address Breakdown
Residential
3,192
Single Family
3,081
Multi-Family
111
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda L Hart • Miranda Real Estate Group, Inc
Mls Name: Global MLS
Mls ID: #202523714