1 Centre St APT 10CantonMA02021
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.2% yield at 1 Centre St APT 10, Canton, MA, 02021 in Canton is solid, but the $1,731/mo payment compresses net cash flow to $77/mo at $384,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $106,341 by year five, and $3,545/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.70) without U.S. income documentation. Total projected return: $179,899.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.2% |
| Monthly Cash Flow | $77 | $950 |
City averages based on Canton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,951 |
| Total Monthly Debt Service | $2,273 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02021, Canton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,230 (100%) |
| Owner Occupied HU | 6,846 (66.9%) |
| Renter Occupied HU | 2,917 (28.5%) |
| Vacant Housing Units | 467 ( 4.6%) |
| Median Home Value | $800,281 |
| Average Home Value | $854,039 |
Housing Distribution
Address Breakdown
Residential
9,774
Single Family
7,570
Multi-Family
2,204
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02021, Canton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,230 (100%) |
| Owner Occupied HU | 6,846 (66.9%) |
| Renter Occupied HU | 2,917 (28.5%) |
| Vacant Housing Units | 467 ( 4.6%) |
| Median Home Value | $800,281 |
| Average Home Value | $854,039 |
Housing Distribution
Address Breakdown
Residential
9,774
Single Family
7,570
Multi-Family
2,204
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73488205