0 Sunrise Bluff LaneOlgaWA98279
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 0 Sunrise Bluff Lane, Olga, WA, 98279 in Olga is narrow, $196/mo net on $1,744/mo rent after the $742/mo debt service, but the property operates at break-even-plus, not a loss. At $165,000 with a 12.68% yield, the long-run equity case via 5% appreciation ($45,586 over five years) and $1,520/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $77,486.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $196 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,744 |
| Total Monthly Debt Service | $1,482 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
7,858 sqft lot
$N/A/sqft
$6,674 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98279, Olga, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 748 (100%) |
| Owner Occupied HU | 307 (41.0%) |
| Renter Occupied HU | 79 (10.6%) |
| Vacant Housing Units | 362 (48.4%) |
| Median Home Value | $962,054 |
| Average Home Value | $1,188,819 |
Housing Distribution
Address Breakdown
Residential
341
Single Family
341
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
7,858 sqft lot
$N/A/sqft
$6,674 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98279, Olga, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 748 (100%) |
| Owner Occupied HU | 307 (41.0%) |
| Renter Occupied HU | 79 (10.6%) |
| Vacant Housing Units | 362 (48.4%) |
| Median Home Value | $962,054 |
| Average Home Value | $1,188,819 |
Housing Distribution
Address Breakdown
Residential
341
Single Family
341
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices