0 Scarface RdGazelleCA96034
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 0 Scarface Rd, Gazelle, CA, 96034 in Gazelle. Priced at $130,000, it generates $1,844/mo in gross rent and $1,040/mo in net monthly cash flow, a 17.03% yield that comfortably supports the 3.15 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,482. Five-year appreciation: $35,917. Equity from principal paydown: $1,197/yr. Total projected cumulative return: $116,225.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 6.0% |
| Monthly Cash Flow | $1,040 | $1,200 |
City averages based on Gazelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,844 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices