0 S Bridle Trail DrEmpireMI49630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 0 S Bridle Trail Dr, Empire, MI, 49630 in Empire speaks for itself: 32.42% gross on a $148,000 price, generating $3,998/mo in rent and $3,010/mo in net income after the $666/mo debt service. DSCR 6.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,119 stacks alongside $40,890 in projected five-year appreciation and $1,363/yr in principal reduction. Projected total cumulative return: $250,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 32.4% | 6.0% |
| Monthly Cash Flow | $3,010 | $800 |
City averages based on Empire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,998 |
| Total Monthly Debt Service | $930 |
| DSCR Ratio | 4.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.61 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49630, Empire, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,334 (100%) |
| Owner Occupied HU | 639 (47.9%) |
| Renter Occupied HU | 62 ( 4.6%) |
| Vacant Housing Units | 633 (47.5%) |
| Median Home Value | $446,333 |
| Average Home Value | $573,091 |
Housing Distribution
Address Breakdown
Residential
727
Single Family
727
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.61 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49630, Empire, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,334 (100%) |
| Owner Occupied HU | 639 (47.9%) |
| Renter Occupied HU | 62 ( 4.6%) |
| Vacant Housing Units | 633 (47.5%) |
| Median Home Value | $446,333 |
| Average Home Value | $573,091 |
Housing Distribution
Address Breakdown
Residential
727
Single Family
727
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices