0 Powell School Rd N TRACT 3Lumber CityGA31549
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 0 Powell School Rd N TRACT 3, Lumber City, GA, 31549 in Lumber City: $1,427/mo in rent, $480/mo in net income, 11% gross yield, 2.04 DSCR, all at $155,595. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $42,988 in appreciation and $1,433/yr in principal paydown projects total cumulative return of $89,829.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $480 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,427 |
| Total Monthly Debt Service | $885 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31549, Lumber City, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 452 (62.3%) |
| Renter Occupied HU | 168 (23.1%) |
| Vacant Housing Units | 106 (14.6%) |
| Median Home Value | $103,077 |
| Average Home Value | $193,131 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
397
Multi-Family
40
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31549, Lumber City, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 452 (62.3%) |
| Renter Occupied HU | 168 (23.1%) |
| Vacant Housing Units | 106 (14.6%) |
| Median Home Value | $103,077 |
| Average Home Value | $193,131 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
397
Multi-Family
40
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryker Carter • Keller Williams Golden Isles
Mls Name: GAMLS
Mls Provider:
Mls ID: #10321717
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2024 GAMLS. All rights reserved.