0 Nautical Ln #2HelendaleCA92342
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 0 Nautical Ln #2, Helendale, CA, 92342 in Helendale deserves attention. This $204,000 property earns $3,412/mo in rent, a 20.07% gross yield, and nets $2,150/mo after the $917/mo payment. DSCR 3.72 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $56,361 compounds alongside $1,879/yr in yearly equity build, for a total cumulative return of $215,740.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.1% | 6.0% |
| Monthly Cash Flow | $2,150 | $400 |
City averages based on Helendale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,412 |
| Total Monthly Debt Service | $1,181 |
| DSCR Ratio | 2.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92342, Helendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,011 (100%) |
| Owner Occupied HU | 2,036 (67.6%) |
| Renter Occupied HU | 625 (20.8%) |
| Vacant Housing Units | 350 (11.6%) |
| Median Home Value | $392,422 |
| Average Home Value | $543,099 |
Housing Distribution
Address Breakdown
Residential
143
Single Family
143
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92342, Helendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,011 (100%) |
| Owner Occupied HU | 2,036 (67.6%) |
| Renter Occupied HU | 625 (20.8%) |
| Vacant Housing Units | 350 (11.6%) |
| Median Home Value | $392,422 |
| Average Home Value | $543,099 |
Housing Distribution
Address Breakdown
Residential
143
Single Family
143
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices