0 Morning Thistle Ct #30East PetersburgPA17520
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 0 Morning Thistle Ct #30, East Petersburg, PA, 17520 in East Petersburg deserves attention. This $190,000 property earns $2,470/mo in rent, a 15.6% gross yield, and nets $1,172/mo after the $854/mo payment. DSCR 2.89 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,494 compounds alongside $1,750/yr in yearly equity build, for a total cumulative return of $148,011.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 6.2% |
| Monthly Cash Flow | $1,172 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,470 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.39 Acres lot
$N/A/sqft
$159 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17520, East Petersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,241 (100%) |
| Owner Occupied HU | 1,857 (82.9%) |
| Renter Occupied HU | 328 (14.6%) |
| Vacant Housing Units | 56 ( 2.5%) |
| Median Home Value | $289,342 |
| Average Home Value | $344,623 |
Housing Distribution
Address Breakdown
Residential
2,177
Single Family
2,166
Multi-Family
11
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.39 Acres lot
$N/A/sqft
$159 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17520, East Petersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,241 (100%) |
| Owner Occupied HU | 1,857 (82.9%) |
| Renter Occupied HU | 328 (14.6%) |
| Vacant Housing Units | 56 ( 2.5%) |
| Median Home Value | $289,342 |
| Average Home Value | $344,623 |
Housing Distribution
Address Breakdown
Residential
2,177
Single Family
2,166
Multi-Family
11
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices