0 Highway 18MolenaGA30258
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 0 Highway 18, Molena, GA, 30258 in Molena: $1,091/mo in rent, $239/mo in net income, 9.35% gross yield, 1.73 DSCR, all at $140,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,679 in appreciation and $1,289/yr in principal paydown projects total cumulative return of $68,424.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $239 | $300 |
City averages based on Molena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,091 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices