0 Hayes LnSan MartinCA95046
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow0 Hayes Ln, San Martin, CA, 95046 in San Martin earns its strong cash-flow label: 10.72% yield, $8,474/mo rent, $2,604/mo net income, DSCR 1.99. The $949,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $262,191 by year five. Combined with $8,740/yr in principal paydown, total projected return reaches $527,411.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $2,604 | $300 |
City averages based on San Martin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,474 |
| Total Monthly Debt Service | $5,493 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices