0 Harper Rd, Big Oak Flat, CA, 95305 | $1,129/mo Cash Flow

Sold

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

18717 Mill Villa Road #545 Plan, Mill Villa Estates

3 Bed
2 Bath
1493 sft

18717 Mill Villa Road #545 Plan, Mill Villa Estates, Jamestown, CA, 95327

Investment Property+ 1 more

3 Bed
2 Bath
1456 sft

18591 Harper Rd, Groveland, CA, 95321

Airbnb Potential+ 1 more

2 Bed
1 Bath
785 sft

23685 State Highway 108, Twain Harte, CA, 95383

2 Bed
2 Bath
1393 sft

18717 Mill Villa Rd #503, Jamestown, CA, 95327

Nearby investment properties with comparable prices

3 Bed
2 Bath
1128 sft

18330 Wards Ferry Rd SPACE 59, Sonora, CA, 95370

2 Bed
1 Bath
840 sft

8400 Old Melones Dam Rd #53, Jamestown, CA, 95327

2 Bed
2 Bath
804 sft

22466 S Airport Rd #3, Sonora, CA, 95370

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Big Oak Flat at 0 Harper Rd, Big Oak Flat, CA, 95305 listed at $109,000 pairs $1,804/mo rent with a $534/mo payment to leave $1,129/mo cash flow. Total monthly income runs $1,804/mo, and annual cash flow reaches $13,550/yr on $36,134 cash to close. Return on cash invested measures 57.41% in year one, and rental yield registers 19.86% at a $109,000 basis. Equity gained on principal adds $703/yr, and annual property appreciation at 5% supports $30,115 by year five. Five-year ROI tracks 304.03% and total cumulative return in cash totals $109,858. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,804/mo property income relative to a $534/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Lot

Built in N/A

19.74 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95305, Big Oak Flat, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	72 (100%)
Owner Occupied HU	43 (59.7%)
Renter Occupied HU	18 (25.0%)
Vacant Housing Units	11 (15.3%)
Median Home Value	$522,059
Average Home Value	$681,686