0 E Vac Ave S #4-1LittlerockCA93543
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow0 E Vac Ave S #4-1, Littlerock, CA, 93543 in Littlerock is a top-tier cash-flow asset. At $139,000 it produces $2,298/mo in rent and $1,438/mo in net monthly income, a 19.84% gross rental yield. The DSCR of 3.68 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $17,257. Five-year appreciation adds $38,403, driving a total cumulative return of $145,280.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 7.0% |
| Monthly Cash Flow | $1,438 | $800 |
City averages based on Littlerock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,298 |
| Total Monthly Debt Service | $805 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93543, Littlerock, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,189 (100%) |
| Owner Occupied HU | 2,919 (69.7%) |
| Renter Occupied HU | 1,032 (24.6%) |
| Vacant Housing Units | 238 ( 5.7%) |
| Median Home Value | $327,905 |
| Average Home Value | $360,209 |
Housing Distribution
Address Breakdown
Residential
3,696
Single Family
3,696
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93543, Littlerock, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,189 (100%) |
| Owner Occupied HU | 2,919 (69.7%) |
| Renter Occupied HU | 1,032 (24.6%) |
| Vacant Housing Units | 238 ( 5.7%) |
| Median Home Value | $327,905 |
| Average Home Value | $360,209 |
Housing Distribution
Address Breakdown
Residential
3,696
Single Family
3,696
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices