0 Diggins Hill RdDutch FlatCA95714
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 0 Diggins Hill Rd, Dutch Flat, CA, 95714 in Dutch Flat hard to pass up. The 20.78% gross yield on a $183,600 purchase results in $3,180/mo in rent and $2,044/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.85). Annual cash flow of $24,531, five-year appreciation of $50,725, and $1,691/yr in equity build-up combine for a projected total cumulative return of $201,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.8% | 6.2% |
| Monthly Cash Flow | $2,044 | $400 |
City averages based on Dutch Flat market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $1,063 |
| DSCR Ratio | 2.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95714, Dutch Flat, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 183 (55.5%) |
| Renter Occupied HU | 40 (12.1%) |
| Vacant Housing Units | 107 (32.4%) |
| Median Home Value | $626,736 |
| Average Home Value | $606,230 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95714, Dutch Flat, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 183 (55.5%) |
| Renter Occupied HU | 40 (12.1%) |
| Vacant Housing Units | 107 (32.4%) |
| Median Home Value | $626,736 |
| Average Home Value | $606,230 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices