0 D RdPalcoKS67657
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 0 D Rd, Palco, KS, 67657 in Palco at $955,000, 1.2% gross yield, is a market-growth asset. Rental yield 1.2%. The $956/mo rent partially funds the $4,294/mo debt service; the core return is the 5%/yr price growth projected to add $263,849 over five years. Ziffy Mortgage's DSCR mortgage (0.22) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $16,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.0% |
| Monthly Cash Flow | $(5,397) | $350 |
City averages based on Palco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $956 |
| Total Monthly Debt Service | $5,973 |
| DSCR Ratio | 0.16x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
476 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67657, Palco, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 210 (100%) |
| Owner Occupied HU | 130 (61.9%) |
| Renter Occupied HU | 21 ( 10.0%) |
| Vacant Housing Units | 59 (28.1%) |
| Median Home Value | $83,333 |
| Average Home Value | $147,558 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
476 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67657, Palco, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 210 (100%) |
| Owner Occupied HU | 130 (61.9%) |
| Renter Occupied HU | 21 ( 10.0%) |
| Vacant Housing Units | 59 (28.1%) |
| Median Home Value | $83,333 |
| Average Home Value | $147,558 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices