0 Crescent Valley Rd #29Bovina CenterNY13740
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 0 Crescent Valley Rd #29, Bovina Center, NY, 13740 in Bovina Center. Priced at $240,000, it generates $3,368/mo in gross rent and $1,766/mo in net monthly cash flow, a 16.84% yield that comfortably supports the 3.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,189. Five-year appreciation: $66,308. Equity from principal paydown: $2,210/yr. Total projected cumulative return: $205,122.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $1,766 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,368 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
50.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13740, Bovina Center, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 253 (49.4%) |
| Renter Occupied HU | 24 ( 4.7%) |
| Vacant Housing Units | 235 (45.9%) |
| Median Home Value | $386,364 |
| Average Home Value | $474,822 |
Housing Distribution
Address Breakdown
Residential
250
Single Family
250
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
50.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13740, Bovina Center, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 253 (49.4%) |
| Renter Occupied HU | 24 ( 4.7%) |
| Vacant Housing Units | 235 (45.9%) |
| Median Home Value | $386,364 |
| Average Home Value | $474,822 |
Housing Distribution
Address Breakdown
Residential
250
Single Family
250
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices