0 Cherry Acres CirCoolCA95614
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cool rentals match the income profile of 0 Cherry Acres Cir, Cool, CA, 95614. Listed at $177,777, gross rent is $2,515/mo and net cash flow is $1,374/mo, a 16.98% yield well above national averages. DSCR 3.15 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $49,117 by year five with $1,637/yr in annual principal reduction, projecting $156,009 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 5.0% |
| Monthly Cash Flow | $1,374 | $1,500 |
City averages based on Cool market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,515 |
| Total Monthly Debt Service | $1,071 |
| DSCR Ratio | 2.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices