0 Ball RdPlatinaCA96076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 0 Ball Rd, Platina, CA, 96076 in Platina: $2,450/mo in rent, $1,646/mo net, 22.62% gross yield, all on a $129,999 acquisition. The 4.19 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $35,916 in value, and $1,197/yr in principal paydown steadily builds equity. Projected total cumulative return: $155,224.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.6% | 5.5% |
| Monthly Cash Flow | $1,646 | $1,500 |
City averages based on Platina market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,450 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 3.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96076, Platina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 101 (100%) |
| Owner Occupied HU | 54 (53.5%) |
| Renter Occupied HU | 16 (15.8%) |
| Vacant Housing Units | 31 (30.7%) |
| Median Home Value | $483,333 |
| Average Home Value | $515,417 |
Housing Distribution
Address Breakdown
Residential
87
Single Family
87
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96076, Platina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 101 (100%) |
| Owner Occupied HU | 54 (53.5%) |
| Renter Occupied HU | 16 (15.8%) |
| Vacant Housing Units | 31 (30.7%) |
| Median Home Value | $483,333 |
| Average Home Value | $515,417 |
Housing Distribution
Address Breakdown
Residential
87
Single Family
87
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices