0 459th AveVermillionSD57069
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 0 459th Ave, Vermillion, SD, 57069 in Vermillion is capital appreciation. Rental yield 1.83%. The 1.83% gross yield at $707,800 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $195,552 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.34) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $50,455.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 4.2% |
| Monthly Cash Flow | $(3,393) | $450 |
City averages based on Vermillion market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $4,191 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
70.87 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
70.87 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hazen Bye • Dakota Realty
Mls Name: Northwest Iowa Regional BOR
Mls ID: #830285