Zimmerman RdBostonNY14025
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayZimmerman Rd, Boston, NY, 14025 in Boston is priced for appreciation, not yield. Rental yield 1.76%. At $716,900 with a 1.76% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $198,066 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.31) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $19,430.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.2% |
| Monthly Cash Flow | $(3,737) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,050 |
| Total Monthly Debt Service | $4,677 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14025, Boston, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,048 (76.1%) |
| Renter Occupied HU | 198 (14.4%) |
| Vacant Housing Units | 131 ( 9.5%) |
| Median Home Value | $357,143 |
| Average Home Value | $379,974 |
Housing Distribution
Address Breakdown
Residential
1,214
Single Family
1,182
Multi-Family
32
Businesses
53
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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