Winston Plan, Rosewood Lake EstatesHoschtonGA30548
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Winston Plan, Rosewood Lake Estates, Hoschton, GA, 30548 in Hoschton is narrow, $11/mo net on $2,987/mo rent after the $2,199/mo debt service, but the property operates at break-even-plus, not a loss. At $488,990 with a 7.33% yield, the long-run equity case via 5% appreciation ($135,099 over five years) and $4,504/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $185,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $11 | $250 |
City averages based on Hoschton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,987 |
| Total Monthly Debt Service | $2,782 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices