Winfield Plan, The Villages at Harris CreekWest PtGA31833
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.58% yield at Winfield Plan, The Villages at Harris Creek, West Pt, GA, 31833 in West Pt is solid, but the $1,196/mo payment compresses net cash flow to $61/mo at $265,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $73,488 by year five, and $2,450/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $104,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $61 | $300 |
City averages based on West Pt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,513 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31833, West Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 1,945 (62.5%) |
| Renter Occupied HU | 822 (26.4%) |
| Vacant Housing Units | 343 (11.0%) |
| Median Home Value | $233,408 |
| Average Home Value | $243,040 |
Housing Distribution
Address Breakdown
Residential
2,882
Single Family
2,541
Multi-Family
341
Businesses
320
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31833, West Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 1,945 (62.5%) |
| Renter Occupied HU | 822 (26.4%) |
| Vacant Housing Units | 343 (11.0%) |
| Median Home Value | $233,408 |
| Average Home Value | $243,040 |
Housing Distribution
Address Breakdown
Residential
2,882
Single Family
2,541
Multi-Family
341
Businesses
320
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
