Winfield Plan, The Villages at Harris CreekWest PointGA31833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Winfield Plan, The Villages at Harris Creek, West Point, GA, 31833 in West Point deserves attention. This $269,590 property earns $2,372/mo in rent, a 10.56% gross yield, and nets $732/mo after the $1,212/mo payment. DSCR 1.96 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $74,483 compounds alongside $2,483/yr in yearly equity build, for a total cumulative return of $149,186.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.2% |
| Monthly Cash Flow | $732 | $250 |
City averages based on West Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,372 |
| Total Monthly Debt Service | $1,534 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31833, West Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 1,945 (62.5%) |
| Renter Occupied HU | 822 (26.4%) |
| Vacant Housing Units | 343 (11.0%) |
| Median Home Value | $233,408 |
| Average Home Value | $243,040 |
Housing Distribution
Address Breakdown
Residential
2,882
Single Family
2,541
Multi-Family
341
Businesses
320
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31833, West Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,110 (100%) |
| Owner Occupied HU | 1,945 (62.5%) |
| Renter Occupied HU | 822 (26.4%) |
| Vacant Housing Units | 343 (11.0%) |
| Median Home Value | $233,408 |
| Average Home Value | $243,040 |
Housing Distribution
Address Breakdown
Residential
2,882
Single Family
2,541
Multi-Family
341
Businesses
320
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Dream Finders Homes
Mls Name: Dream Finders Homes
Mls Provider:
Mls ID: #N/A