Windsor Plan, River RanchDaytonTX77535
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowAt 1.96, Windsor Plan, River Ranch, Dayton, TX, 77535 in Dayton sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 10.59%. The 10.59% yield is backed by 5% annual appreciation projecting $103,327 in value gain, plus $3,444/yr in principal reduction. Total projected cumulative return: $112,501.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $(559) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $3,711 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$1,200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77535, Dayton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,472 (100%) |
| Owner Occupied HU | 10,999 (76.0%) |
| Renter Occupied HU | 2,436 (16.8%) |
| Vacant Housing Units | 1,037 ( 7.2%) |
| Median Home Value | $237,859 |
| Average Home Value | $266,956 |
Housing Distribution
Address Breakdown
Residential
13,579
Single Family
12,828
Multi-Family
751
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$1,200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77535, Dayton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,472 (100%) |
| Owner Occupied HU | 10,999 (76.0%) |
| Renter Occupied HU | 2,436 (16.8%) |
| Vacant Housing Units | 1,037 ( 7.2%) |
| Median Home Value | $237,859 |
| Average Home Value | $266,956 |
Housing Distribution
Address Breakdown
Residential
13,579
Single Family
12,828
Multi-Family
751
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
