Willow Plan, Hidden CreekFrederickCO80530
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, Willow Plan, Hidden Creek, Frederick, CO, 80530 in Frederick earns a 7.64% gross yield at $559,990. Rent of $3,568/mo nets $304/mo after the $2,518/mo mortgage. The 1.42 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $154,715 and $5,158/yr in equity accumulation project a total cumulative return of $231,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $304 | $250 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,568 |
| Total Monthly Debt Service | $3,041 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
