Whitney Plan, Rivington : Cottage Alley CollectionDebaryFL32713
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Whitney Plan, Rivington: Cottage Alley Collection, Debary, FL, 32713 in Debary earns a 8.96% gross yield at $414,890. Rent of $3,098/mo nets $345/mo after the $1,866/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $114,626 and $3,821/yr in equity accumulation project a total cumulative return of $180,315.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $345 | $200 |
City averages based on Debary market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,098 |
| Total Monthly Debt Service | $2,588 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32713, Debary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,351 (100%) |
| Owner Occupied HU | 8,801 (77.5%) |
| Renter Occupied HU | 1,920 (16.9%) |
| Vacant Housing Units | 630 ( 5.6%) |
| Median Home Value | $401,613 |
| Average Home Value | $428,694 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
9,005
Multi-Family
1,564
Businesses
444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32713, Debary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,351 (100%) |
| Owner Occupied HU | 8,801 (77.5%) |
| Renter Occupied HU | 1,920 (16.9%) |
| Vacant Housing Units | 630 ( 5.6%) |
| Median Home Value | $401,613 |
| Average Home Value | $428,694 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
9,005
Multi-Family
1,564
Businesses
444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
