Whitewater Plan, Montrose at Innisbrook - Highbridge Collection, Palm Harbor, FL, 34683 | 6.2% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

7% in year one. Equity gained on principal adds $5,904/yr while 5% annual appreciation supports $252,796 over five years. Portfolio math shows five-year ROI at 75.45% and total cumulative return in cash at $227,127. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,726/mo property income against a $4,478/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 34683, Palm Harbor, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,757 (100%)
Owner Occupied HU	11,743 (70.1%)
Renter Occupied HU	3,060 (18.3%)
Vacant Housing Units	1,954 (11.7%)
Median Home Value	$476,669
Average Home Value	$538,671