Wellington Plan, Cherry BraeClarksvilleMD21029
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.98% gross rental yield, Wellington Plan, Cherry Brae, Clarksville, MD, 21029 in Clarksville is priced for capital growth, not immediate cash flow. The $1,919,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $530,433 by year five, with $17,682/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.55) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $266,845.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.0% |
| Monthly Cash Flow | $(7,171) | $450 |
City averages based on Clarksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,770 |
| Total Monthly Debt Service | $11,177 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21029, Clarksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,906 (100%) |
| Owner Occupied HU | 3,600 (92.2%) |
| Renter Occupied HU | 268 ( 6.9%) |
| Vacant Housing Units | 38 ( 1.0%) |
| Median Home Value | $914,306 |
| Average Home Value | $982,043 |
Housing Distribution
Address Breakdown
Residential
4,101
Single Family
3,887
Multi-Family
214
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21029, Clarksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,906 (100%) |
| Owner Occupied HU | 3,600 (92.2%) |
| Renter Occupied HU | 268 ( 6.9%) |
| Vacant Housing Units | 38 ( 1.0%) |
| Median Home Value | $914,306 |
| Average Home Value | $982,043 |
Housing Distribution
Address Breakdown
Residential
4,101
Single Family
3,887
Multi-Family
214
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Williamsburg Homes LLC
Mls Name: Williamsburg Homes
Mls Provider:
Mls ID: #N/A