W6095 County Rd SBlack CreekWI54106
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find W6095 County Rd S, Black Creek, WI, 54106 in Black Creek worth study. Rental yield 4.68%. The 4.68% gross yield is below cash-flow benchmarks at $299,900, but 5% annual appreciation, adding $82,857 over five years, frames this as a capital growth position. Rent of $1,170/mo partially offsets the $1,349/mo payment. Ziffy Mortgage finances appreciation-play properties (0.87 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $60,187.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.2% |
| Monthly Cash Flow | $(843) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,170 |
| Total Monthly Debt Service | $1,893 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54106, Black Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,917 (100%) |
| Owner Occupied HU | 1,604 (83.7%) |
| Renter Occupied HU | 269 (14.0%) |
| Vacant Housing Units | 44 ( 2.3%) |
| Median Home Value | $344,952 |
| Average Home Value | $376,641 |
Housing Distribution
Address Breakdown
Residential
1,759
Single Family
1,707
Multi-Family
52
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54106, Black Creek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,917 (100%) |
| Owner Occupied HU | 1,604 (83.7%) |
| Renter Occupied HU | 269 (14.0%) |
| Vacant Housing Units | 44 ( 2.3%) |
| Median Home Value | $344,952 |
| Average Home Value | $376,641 |
Housing Distribution
Address Breakdown
Residential
1,759
Single Family
1,707
Multi-Family
52
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices