W10765 East Harmony DriveLodiWI53555
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate W10765 East Harmony Drive, Lodi, WI, 53555 in Lodi. At $324,900 it earns $2,490/mo in rent and distributes $310/mo to the owner after the $1,461/mo payment, a consistent 9.2% yield. DSCR 1.70 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $89,764 in value; $2,992/yr in principal paydown compounds ownership stake. Total projected return: $143,853.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $310 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $2,051 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53555, Lodi, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,218 (100%) |
| Owner Occupied HU | 2,962 (70.2%) |
| Renter Occupied HU | 645 (15.3%) |
| Vacant Housing Units | 611 (14.5%) |
| Median Home Value | $395,172 |
| Average Home Value | $451,331 |
Housing Distribution
Address Breakdown
Residential
3,818
Single Family
3,673
Multi-Family
145
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53555, Lodi, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,218 (100%) |
| Owner Occupied HU | 2,962 (70.2%) |
| Renter Occupied HU | 645 (15.3%) |
| Vacant Housing Units | 611 (14.5%) |
| Median Home Value | $395,172 |
| Average Home Value | $451,331 |
Housing Distribution
Address Breakdown
Residential
3,818
Single Family
3,673
Multi-Family
145
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices