Us Highway 17WaverlyGA31565
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 2.26%. Us Highway 17, Waverly, GA, 31565 in Waverly fits: $1,295,000, 2.26% gross yield, and a projected 5% annual appreciation rate adding $357,785 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.42) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,927/yr in principal paydown and $357,785 in appreciation project a total return of $140,112.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 7.0% |
| Monthly Cash Flow | $(5,444) | $300 |
City averages based on Waverly market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,437 |
| Total Monthly Debt Service | $7,366 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
100 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31565, Waverly, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,155 (100%) |
| Owner Occupied HU | 827 (71.6%) |
| Renter Occupied HU | 119 (10.3%) |
| Vacant Housing Units | 209 (18.1%) |
| Median Home Value | $342,763 |
| Average Home Value | $368,942 |
Housing Distribution
Address Breakdown
Residential
1,112
Single Family
1,092
Multi-Family
20
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
100 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31565, Waverly, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,155 (100%) |
| Owner Occupied HU | 827 (71.6%) |
| Renter Occupied HU | 119 (10.3%) |
| Vacant Housing Units | 209 (18.1%) |
| Median Home Value | $342,763 |
| Average Home Value | $368,942 |
Housing Distribution
Address Breakdown
Residential
1,112
Single Family
1,092
Multi-Family
20
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices