(Undisclosed Address)HurtsboroAL36860
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, (Undisclosed Address), Hurtsboro, AL, 36860 in Hurtsboro earns a 8.42% gross yield at $199,999. Rent of $1,404/mo nets $275/mo after the $899/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,256 and $1,842/yr in equity accumulation project a total cumulative return of $93,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.0% |
| Monthly Cash Flow | $275 | $600 |
City averages based on Hurtsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,404 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36860, Hurtsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 410 (55.9%) |
| Renter Occupied HU | 134 (18.3%) |
| Vacant Housing Units | 190 (25.9%) |
| Median Home Value | $98,333 |
| Average Home Value | $114,915 |
Housing Distribution
Address Breakdown
Residential
523
Single Family
523
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36860, Hurtsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 410 (55.9%) |
| Renter Occupied HU | 134 (18.3%) |
| Vacant Housing Units | 190 (25.9%) |
| Median Home Value | $98,333 |
| Average Home Value | $114,915 |
Housing Distribution
Address Breakdown
Residential
523
Single Family
523
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.