(Undisclosed Address)EllavilleGA31806
INVESTMENT ANALYSIS
Investment Verdict
Solid Income(Undisclosed Address), Ellaville, GA, 31806 in Ellaville is a solid income-producing rental, 9.62% gross yield, $1,522/mo rent, $366/mo net cash flow on a $189,900 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,466 and $1,749/yr in principal reduction project a total cumulative return of $95,490.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 8.0% |
| Monthly Cash Flow | $366 | $400 |
City averages based on Ellaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,522 |
| Total Monthly Debt Service | $1,080 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31806, Ellaville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,903 (100%) |
| Owner Occupied HU | 1,294 (68.0%) |
| Renter Occupied HU | 395 (20.8%) |
| Vacant Housing Units | 214 (11.2%) |
| Median Home Value | $202,189 |
| Average Home Value | $205,394 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,442
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31806, Ellaville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,903 (100%) |
| Owner Occupied HU | 1,294 (68.0%) |
| Renter Occupied HU | 395 (20.8%) |
| Vacant Housing Units | 214 (11.2%) |
| Median Home Value | $202,189 |
| Average Home Value | $205,394 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,442
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.