(Undisclosed Address)ChubbuckID83202
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at (Undisclosed Address), Chubbuck, ID, 83202 in Chubbuck is narrow, $161/mo net on $1,651/mo rent after the $989/mo debt service, but the property operates at break-even-plus, not a loss. At $219,900 with a 9.01% yield, the long-run equity case via 5% appreciation ($60,754 over five years) and $2,025/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.67 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $107,837.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $161 | $400 |
City averages based on Chubbuck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,651 |
| Total Monthly Debt Service | $1,178 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.