Towne Plan, Bay CrestPanama CityFL32405








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Panama City at Towne Plan, Bay Crest, Panama City, FL, 32405 priced at $269,900 pairs $2,160/mo rent with $369/mo cash flow after a $1,321/mo payment. Total monthly income equals $2,160/mo, and annual cash flow comes to $4,427/yr on $89,472 invested. Return on cash invested is 24.86% in year one, and rental yield stands at 9.6% on a $269,900 basis. Equity gained on principal adds $1,742/yr, and 5% annual appreciation accumulates to $74,568 by year five. Five-year ROI measures 129.97% and total cumulative return in cash reaches $116,286. For financing, Ziffy Mortgage’s DSCR program evaluates $2,160/mo property income against a $1,321/mo payment instead of your W2s, 1099s, or Tax returns.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32405, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,910 (100%) |
| Owner Occupied HU | 7,737 (51.9%) |
| Renter Occupied HU | 4,741 (31.8%) |
| Vacant Housing Units | 2,432 (16.3%) |
| Median Home Value | $336,326 |
| Average Home Value | $395,025 |
Housing Distribution
Address Breakdown
Residential
13,594
Single Family
12,208
Multi-Family
1,386
Businesses
1,407
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Listed by: N/A • Valor Communities
Mls Name: Valor Communities
Mls Provider:
Mls ID: #N/A








