Torrence Plan, Lomas Encantadas 1G Phase 1, Rio Rancho, NM, 87144 | $395/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Rio Rancho at Torrence Plan, Lomas Encantadas 1G Phase 1, Rio Rancho, NM, 87144 with 5% annual appreciation on a $492,990 basis while $3,328/mo rent supports operations. Total monthly income totals $3,328/mo and a $2,413/mo payment preserves $395/mo for cash returns. Annual cash flow comes to $4,744/yr on $163,426 deployed, and return on cash invested reaches 22.81% in year one. Equity gained on principal adds $3,181/yr, and five-year appreciation sums $136,204 alongside rental yield of 8.1%. Five-year ROI measures 118.1% and total cumulative return in cash totals $193,011.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,328/mo property income versus a $2,413/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

$39 monthly HOA