The Windsor Plan, River's Edge 8thFrancisMN55070
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: The Windsor Plan, River's Edge 8th, Francis, MN, 55070 in Francis at $488,000 earns $3,185/mo in rent and nets $137/mo after the $2,194/mo payment, a 7.83% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $134,825 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $4,495/yr in principal paydown, total projected return reaches $194,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.0% |
| Monthly Cash Flow | $137 | $350 |
City averages based on Francis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,185 |
| Total Monthly Debt Service | $2,853 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55070, Saint Francis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,164 (100%) |
| Owner Occupied HU | 2,718 (85.9%) |
| Renter Occupied HU | 380 (12.0%) |
| Vacant Housing Units | 66 ( 2.1%) |
| Median Home Value | $347,256 |
| Average Home Value | $355,532 |
Housing Distribution
Address Breakdown
Residential
3,161
Single Family
3,050
Multi-Family
111
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55070, Saint Francis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,164 (100%) |
| Owner Occupied HU | 2,718 (85.9%) |
| Renter Occupied HU | 380 (12.0%) |
| Vacant Housing Units | 66 ( 2.1%) |
| Median Home Value | $347,256 |
| Average Home Value | $355,532 |
Housing Distribution
Address Breakdown
Residential
3,161
Single Family
3,050
Multi-Family
111
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
