The Ruth Plan, Lomas Encantadas - 1E, Rio Rancho, NM, 87144 | $250/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
3 Bath
1832 sft

1328 Ojo Sarco St SW, Albuquerque, NM, 87121

2 Bed
1 Bath
1156 sft

1519 Solano Dr NE, Albuquerque, NM, 87110

3 Bed
2 Bath
1791 sft

340 4th Ave NE, Rio Rancho, NM, 87124

3 Bed
2 Bath
1440 sft

832 Sandy Dr NW, Albuquerque, NM, 87120

Nearby investment properties with comparable prices

3 Bed
2 Bath
1712 sft

3105 May Cir SE, Rio Rancho, NM, 87124

4 Bed
2 Bath
1907 sft

2413 Camino Plata Loop, Rio Rancho, NM, 87144

3 Bed
2 Bath
1588 sft

250 Spectrum Ave SW, Rio Rancho, NM, 87124

3 Bed
2 Bath
1420 sft

Sophia Plan, Stonegate, Rio Rancho, NM, 87144

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Total monthly income equals $2,891/mo, and annual cash flow totals $3,003/yr on $149,172 invested. Return on cash invested prints 21.92% in year one, and rental yield reads 7.71% against a $449,990 entry. Equity gained on principal adds $2,904/yr, while 5% annual appreciation compiles into $124,324 by year five. Five-year ROI reaches 113.23% and total cumulative return in cash sums $168,903. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,891/mo property income covering a $2,202/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA