The Piedmont Plan, Pine RidgeRural HallNC27045
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at The Piedmont Plan, Pine Ridge, Rural Hall, NC, 27045 in Rural Hall speaks for itself: 10.73% gross on a $309,990 price, generating $2,772/mo in rent and $883/mo in net income after the $1,470/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,593 stacks alongside $85,645 in projected five-year appreciation and $2,599/yr in principal reduction. Projected total cumulative return: $168,407.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $883 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,772 |
| Total Monthly Debt Service | $1,842 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,316 (72.9%) |
| Renter Occupied HU | 931 (20.5%) |
| Vacant Housing Units | 302 ( 6.6%) |
| Median Home Value | $258,820 |
| Average Home Value | $281,362 |
Housing Distribution
Address Breakdown
Residential
4,296
Single Family
4,188
Multi-Family
108
Businesses
223
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • West Homes
Mls Name: West Homes
Mls Provider:
Mls ID: #N/A
