The Penwell Plan, Oak VillagePell CityAL35125
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Pell City at The Penwell Plan, Oak Village, Pell City, AL, 35125 offers a 7.79% rental yield on a $322,400 purchase with $2,094/mo rent. Total monthly income registers $2,094/mo, and a $1,578/mo payment leaves $274/mo available for distribution. Annual cash flow reaches $3,290/yr on $106,876 to close, and return on cash invested stands at 22.99% in year one. Equity gained on principal adds $2,080/yr while 5% annual appreciation supports $89,073 over five years. Portfolio math shows five-year ROI at 118.67% and total cumulative return in cash at $126,829. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,094/mo property income against a $1,578/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35125, Pell City, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,729 (100%) |
| Owner Occupied HU | 3,075 (65.0%) |
| Renter Occupied HU | 1,288 (27.2%) |
| Vacant Housing Units | 366 ( 7.7%) |
| Median Home Value | $245,822 |
| Average Home Value | $272,481 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,495
Multi-Family
76
Businesses
683
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