The Oakmont Plan, Swanson Farm at Whispering RidgeKansas CityKS66109
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe Oakmont Plan, Swanson Farm at Whispering Ridge, Kansas City, KS, 66109 in Kansas City is priced for appreciation, not yield. Rental yield 5.52%. At $391,103 with a 5.52% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $108,055 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.02) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $97,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 8.0% |
| Monthly Cash Flow | $(802) | $1,200 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $2,446 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66109, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,520 (100%) |
| Owner Occupied HU | 7,309 (69.5%) |
| Renter Occupied HU | 2,698 (25.6%) |
| Vacant Housing Units | 513 ( 4.9%) |
| Median Home Value | $284,819 |
| Average Home Value | $295,238 |
Housing Distribution
Address Breakdown
Residential
10,277
Single Family
10,072
Multi-Family
205
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66109, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,520 (100%) |
| Owner Occupied HU | 7,309 (69.5%) |
| Renter Occupied HU | 2,698 (25.6%) |
| Vacant Housing Units | 513 ( 4.9%) |
| Median Home Value | $284,819 |
| Average Home Value | $295,238 |
Housing Distribution
Address Breakdown
Residential
10,277
Single Family
10,072
Multi-Family
205
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Ashlar Homes
Mls Name: Ashlar Homes LLC
Mls Provider:
Mls ID: #N/A