The Oak Plan, Sage WoodsMonticelloIL61856







Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at The Oak Plan, Sage Woods, Monticello, IL, 61856 listed at $467,000 pairs $1,482/mo rent with a $2,286/mo payment. Total monthly income runs $1,482/mo. Return on cash invested measures 4.74% in year one, and rental yield registers 3.81% at a $467,000 basis. Equity gained on principal adds $3,013/yr, and annual property appreciation at 5% supports $129,023 by year five. Five-year ROI tracks 23.03% and total cumulative return in cash totals $35,655. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,482/mo property income relative to a $2,286/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
N/A lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61856, Monticello, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,471 (100%) |
| Owner Occupied HU | 2,665 (76.8%) |
| Renter Occupied HU | 586 (16.9%) |
| Vacant Housing Units | 220 ( 6.3%) |
| Median Home Value | $218,269 |
| Average Home Value | $250,692 |
Housing Distribution
Address Breakdown
Residential
3,379
Single Family
3,206
Multi-Family
173
Businesses
337
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Nearby investment properties with comparable prices



Listed by: N/A • Sage Woods Builders
Mls Name: Sage Woods Builders
Mls ID: #N/A








