The Montgomery Plan, Pikes Ridge, Meridianville, AL, 35759 | $214/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Meridianville at The Montgomery Plan, Pikes Ridge, Meridianville, AL, 35759 offers $1,974/mo rent that, after a $1,507/mo payment, leaves $214/mo cash flow. Total monthly income is $1,974/mo, and annual cash flow is $2,569/yr on $102,069 cash. Return on cash invested measures 22.43% in year one, and rental yield stands at 7.69% at a $307,900 entry. Equity gained on principal adds $1,987/yr while 5% annual appreciation compounds into $85,067 by year five. Five-year ROI records 115.77% and total cumulative return in cash reaches $118,160. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,974/mo property income versus a $1,507/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

$22 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35759, Meridianville, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,413 (100%)
Owner Occupied HU	4,647 (85.8%)
Renter Occupied HU	536 ( 9.9%)
Vacant Housing Units	230 ( 4.2%)
Median Home Value	$317,342
Average Home Value	$350,392