The Montgomery Plan, Noble RidgeCullmanAL35058
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cullman at The Montgomery Plan, Noble Ridge, Cullman, AL, 35058 uses $112,677 cash to close to unlock $2,197/yr annual cash flow and $183/mo monthly cash flow. Total monthly income runs $2,126/mo, and a $1,664/mo payment keeps the spread at $183/mo. Purchase price stands at $339,900, and rental yield measures 7.51% with $2,126/mo rent. Return on cash invested shows 21.86% in year one, and 5% annual appreciation builds toward $93,908 over five years. Five-year ROI reaches 112.71% and total cumulative return in cash records $126,995. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,126/mo property income covering a $1,664/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$24 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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