The Monterey Plan, Prairie Pointe Express Premier, Bp7mh7 Otsego, MN, 55330 | $19/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bp7mh7 Otsego at The Monterey Plan, Prairie Pointe Express Premier, Bp7mh7 Otsego, MN, 55330 listed at $436,990 pairs $2,748/mo rent with a $2,139/mo payment to leave $19/mo cash flow. Total monthly income runs $2,748/mo, and annual cash flow reaches $229/yr on $144,862 cash to close. Return on cash invested measures 20.07% in year one, and rental yield registers 7.55% at a $436,990 basis. Equity gained on principal adds $2,820/yr, and annual property appreciation at 5% supports $120,732 by year five. Five-year ROI tracks 103.79% and total cumulative return in cash totals $150,349. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,748/mo property income relative to a $2,139/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 55330, Elk River, MN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,209 (100%)
Owner Occupied HU	14,611 (80.2%)
Renter Occupied HU	2,788 (15.3%)
Vacant Housing Units	810 ( 4.4%)
Median Home Value	$390,674
Average Home Value	$424,407