The Milton Plan, Gady PinesAdrianMI49221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe Milton Plan, Gady Pines, Adrian, MI, 49221 in Adrian is a solid income-producing rental, 8.82% gross yield, $2,200/mo rent, $227/mo net cash flow on a $299,100 buy. DSCR 1.64 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,636 and $2,755/yr in principal reduction project a total cumulative return of $128,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.2% |
| Monthly Cash Flow | $227 | $450 |
City averages based on Adrian market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,200 |
| Total Monthly Debt Service | $1,853 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices