The Jameson Plan, WaldenHarbesonDE19951
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 5.95%. The Jameson Plan, Walden, Harbeson, DE, 19951 in Harbeson at $640,400, 5.95% gross yield, is a market-growth asset. The $3,173/mo rent partially funds the $2,880/mo debt service; the core return is the 5%/yr price growth projected to add $176,931 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $199,911.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(658) | $1,200 |
City averages based on Harbeson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,173 |
| Total Monthly Debt Service | $3,576 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
