The Henlopen Plan, WaldenHarbesonDE19951
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.33% yield at The Henlopen Plan, Walden, Harbeson, DE, 19951 in Harbeson is solid, but the $2,835/mo payment compresses net cash flow to $78/mo at $630,400. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $174,168 by year five, and $5,806/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.36) without U.S. income documentation. Total projected return: $243,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $78 | $1,200 |
City averages based on Harbeson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,851 |
| Total Monthly Debt Service | $3,522 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19951, Harbeson, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 1,021 (81.4%) |
| Renter Occupied HU | 57 ( 4.5%) |
| Vacant Housing Units | 176 (14.0%) |
| Median Home Value | $473,466 |
| Average Home Value | $529,493 |
Housing Distribution
Address Breakdown
Residential
1,238
Single Family
1,238
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
